Do you agree with BHG Money's 4-star rating? Check out what 2,103 people have written so far, and share your own experience. | Read 1,641-1,660 Reviews out of 2,061. Do you agree with BHG Money's TrustScore? Voice your opinion today and hear what 2,103 customers have already said. ... BHG Money Reviews 2,103 ... Do you agree with BHG Money's 4-star rating? Check out what 3,240 people have written so far, and share your own experience. | Read 1,381-1,400 Reviews out of 3,183 Do you agree with BHG Money's 4-star rating? Check out what 3,192 people have written so far, and share your own experience. | Read 561-580 Reviews out of 3,135. Do you agree with BHG Money's TrustScore? Voice your opinion today and hear what 3,192 customers have already said. ... BHG Money Reviews 3,192 ...... BHG Money. They offer customized financial solutions, including working ... Reviews · Lender Reviews · BHG Financial. Need a recommendation or have a topic you...Do you agree with BHG Money's 4-star rating? Check out what 2,075 people have written so far, and share your own experience. | Read 1,741-1,760 Reviews out of 2,036. Do you agree with BHG Money's TrustScore? Voice your opinion today and hear what 2,075 customers have already said. ... BHG Money Reviews 2,075 ...Annual percentage rates (APRs) for BHG Money personal loans range from 13.39% to 24.91%, with terms from 3 to 10 years. Personal Loan Repayment Example: A $59,755 personal loan with a 7-year term and an APR of 17.2% would require 84 monthly payments of $1,229. For California Residents: BHG Money …Do you agree with BHG Money's 4-star rating? Check out what 3,007 people have written so far, and share your own experience. | Read 441-460 Reviews out of 2,955. Do you agree with BHG Money's TrustScore? Voice your opinion today and hear what 3,007 customers have already said. ... BHG Money Reviews 3,007 ...We’ll review your qualifications and check your credit, but don’t worry—applying won’t affect your credit score. 3. 3. Receive your funds ... 2 BHG Money business loans typically range from $20,000 to $250,000; however, well-qualified borrowers may be eligible for business loans up to $500,000.When it comes to buying a car, it’s important to make an informed decision. After all, you’re investing a lot of money in something that you’ll be using for years to come. One of t...Do you agree with BHG Money's 4-star rating? Check out what 2,148 people have written so far, and share your own experience. | Read 81-100 Reviews out of 2,104. Do you agree with BHG Money's TrustScore? Voice your opinion today and hear what 2,148 customers have already said. ... BHG Money Reviews 2,148 ...Our loan experience for was completed after several attempts over days to no avail but thanks to Stephen. He successfully completed the transaction with excellent customer service and underwriting ability. Thanks to him Charles and Yvonne Berger.!!! OK submit. Date of experience: March 07, 2024. Reply from BMG Money. Do you agree with BHG Money's 4-star rating? Check out what 3,284 people have written so far, and share your own experience. | Read 41-60 Reviews out of 3,227 BHG Money Reviews. 3,240 • Excellent. 4.7. VERIFIED COMPANY. bhgmoney.com. Visit this website. 3 days ago. Everyone associated with my loan has been extremely helpful …Do you agree with BHG Money's 4-star rating? Check out what 1,850 people have written so far, and share your own experience. | Read 21-40 Reviews out of 1,812. Do you agree with BHG Money's TrustScore? Voice your opinion today and hear what 1,850 customers have already said. ... BHG Money Reviews 1,850 ...Check out what 3,294 people have written so far, and share your own experience. | Read 341-360 Reviews out of 3,237. Do you agree with BHG Money's TrustScore? Voice your opinion today and hear what 3,294 customers have already said. Categories Blog Log in For businesses. For businesses. BHG Money has primarily positive reviews but some negative ones as well. The lender has a 4.7 rating with over 3,000 reviews on Trustpilot. However, it’s challenging to separate reviews for the lender’s commercial loans from personal loan reviews. The majority of reviews available focus on BHG personal loans. BHG received an A+ rating from the Better Business Bureau and has 4.3 out of 5 stars from Trustpilot, an excellent score based on more than 2,000 reviews.I actually had a good experience, ust not at first. The first loan they offered was at 15% with a two year timeframe before I could pay off without penalty. That is absolutely ridiculous, and I told them so. They kept coming back with revised offers, and eventually I was able to get a 6.99 with no prepayment penalty burn the …Do you agree with BHG Money's 4-star rating? Check out what 3,182 people have written so far, and share your own experience. | Read 2,301-2,320 Reviews out of 3,125. Do you agree with BHG Money's TrustScore? Voice your opinion today and hear what 3,182 customers have already said. ... BHG Money Reviews 3,182 ...Check out what 3,224 people have written so far, and share your own experience. | Read 2,841-2,860 Reviews out of 3,167. Do you agree with BHG Money's TrustScore? Voice your opinion today and hear what 3,224 customers have already said. Categories Blog Log in For businesses. For businesses.Do you agree with BHG Money's 4-star rating? Check out what 1,937 people have written so far, and share your own experience. | Read 1,781-1,800 Reviews out of 1,899. Do you agree with BHG Money's TrustScore? Voice your opinion today and hear what 1,937 customers have already said. ... BHG Money Reviews 1,937 ...Question. Long story short: Went in looking for a loan, got approved for $150,000 but only really need $50,000 so that’s what I’m going for. After negotiating a bit (just me not answering the phone because I’m busy) I got new options with better terms. Here’s the breakdown: $50,000.00 Net Loan Proceeds. $1,022.21 Monthly Payment.BHG's history of success is credited to its leadership team, which continues to adapt to the complex needs and challenges of today's professionals and our ... Do you agree with BHG Money's 4-star rating? Check out what 3,232 people have written so far, and share your own experience. | Read 61-80 Reviews out of 3,175 Do you agree with BHG Money's 4-star rating? Check out what 3,192 people have written so far, and share your own experience. | Read 81-100 Reviews out of 3,134. Do you agree with BHG Money's TrustScore? Voice your opinion today and hear what 3,192 customers have already said. ... BHG Money Reviews 3,192 ...When it comes to buying a new washer, you want to make sure you’re getting the best product for your money. The Whirlpool Cabrio Washer is one of the most popular models on the mar...Mar 8, 2024 · BHG Financial, offering loans under the name BHG Money, is a non-bank direct lender that offers personal loans up to $200,000 — one of the highest limits you’ll find anywhere. Want to make a difference in the office and in your community? Explore career opportunities here at Bankers Healthcare Group!27 Dec 2018 ... This time around I made sure I was in a better financial position to apply for the loan, and the process was pretty easy. Yes, there was ... Do you agree with BHG Money's 4-star rating? Check out what 3,241 people have written so far, and share your own experience. | Read 161-180 Reviews out of 3,184 Robert and Michael were friendly and professional. This was one of the smoothest consumer transactions I have ever completed. Date of experience: 04 March 2024. Reply from BHG Money. 7 days ago. Hi Kate. Thank you for trusting us with your time.Do you agree with BHG Money's 4-star rating? Check out what 3,033 people have written so far, and share your own experience. | Read 2,921-2,940 Reviews out of 2,980. Do you agree with BHG Money's TrustScore? Voice your opinion today and hear what 3,033 customers have already said. ... BHG Money …... BHG Money. They offer customized financial solutions, including working ... Reviews · Lender Reviews · BHG Financial. Need a recommendation or have a topic you...Do you agree with BHG Money's 4-star rating? Check out what 1,868 people have written so far, and share your own experience. | Read 1,181-1,200 Reviews out of 1,830. Do you agree with BHG Money's TrustScore? Voice your opinion today and hear what 1,868 customers have already said. ... BHG Money Reviews 1,868 ...BHG Money personal loans offer interest rates starting at 5.99% for a loan amount of $10,000 to $25,000 with a repayment term of three to five years. Variable interest rates are also available with rates starting from 5.74%, but the interest rates can change during the loan term based on market conditions. BHG Financial review: Personal loan scam 5. BHG Financial review: Personal loan scam. While they may appear legit on paper, this is a predatory lending company that takes advantage of naive physicians with little financial sense. I got a loan of $30, 000 with 16% APR from BHG at the end of my fellowship year. Check out what 2,103 people have written so far, and share your own experience. | Read 81-100 Reviews out of 2,061 Do you agree with BHG Money's TrustScore? Voice your opinion today and hear what 2,103 customers have already said. BHG is an awesome company. BHG is an awesome company. The professionalism is phenomenal. Date of experience: November 07, 2023. Reply from BHG Money. Nov 7, 2023. We can't thank you enough for choosing us for your financial needs and for recommending us as well. It’s customers like yourself who make BHG! Review your file We’ll review ... 2 BHG Money business loans typically range from $20,000 to $250,000; however, well-qualified borrowers may be eligible for business loans up to $500,000. 3 There is no impact on your credit for applying. For personal loans, a complete credit history, which will appear as an inquiry on your credit report, will ...Mar 22, 2023 · We found that BHG Money is a reliable platform that has been operating since 2017. The platform follows all applicable federal and state laws and has a team of experienced professionals who provide customer service. BHG Money’s user reviews are largely positive, with many borrowers reporting a smooth and hassle-free loan experience. Do you agree with BHG Money's 4-star rating? Check out what 3,217 people have written so far, and share your own experience. | Read 2,861-2,880 Reviews out of 3,160. Do you agree with BHG Money's TrustScore? Voice your opinion today and hear what 3,217 customers have already said. ... BHG Money Reviews 3,217 ...BHG Money Reviews | Read Customer Service Reviews of bhgmoney.com | 2 of 161. Money & Insurance. Banking & Money. Financial Institution. BHG Money Reviews. … Do you agree with BHG Money's 4-star rating? Check out what 3,232 people have written so far, and share your own experience. | Read 61-80 Reviews out of 3,175 Having a dishwasher in your kitchen can be a great convenience, but it’s important to make sure you’re getting the most out of it. To help you make an informed decision when purcha...Do you agree with BHG Money's 4-star rating? Check out what 2,178 people have written so far, and share your own experience. | Read 981-1,000 Reviews out of 2,134. Do you agree with BHG Money's TrustScore? Voice your opinion today and hear what 2,178 customers have already said. ... BHG Money Reviews 2,178 ...Do you agree with BHG Money's 4-star rating? Check out what 2,437 people have written so far, and share your own experience. | Read 61-80 Reviews out of 2,391. Do you agree with BHG Money's TrustScore? Voice your opinion today and hear what 2,437 customers have already said. ... BHG Money Reviews 2,437 ...Jan 25, 2024 · 4.0. Credible rating. Rates and terms. Fees and Discounts. Customer Experience. BHG Personal Loans 1. Fixed APR. 11.96% - 21.38% APR. Min. credit score. 660. Loan amount. $20,000 to $200,000 1. Time to fund. In as few as 5 days. Ready to find a personal loan? Compare rates from top personal loan lenders to find the right one for you. Mar 22, 2021 · BHG places a premium on customer service and transparency. They are here to help business owners access the funding they need. Robert and team were amazing to work with, and made the process very smooth. Highly recommend! Date of experience: 14 February 2024. Reply from BHG Money. 4 Aug 2023 ... ... bhg money business credit card,bhg loans legit,bhg credit card. How to Get The BHG Business Credit Card |$24,000 BHG APPROVAL! 1K views · 7 ... But went with a local credit union since that process seemed simple ( vs BHG money requiring underwriting).. But now they’ve increased the fund limit to upto 500k and been blasting ads in the mail ( weekly one or two ) Do you agree with BHG Money's 4-star rating? Check out what 3,260 people have written so far, and share your own experience. | Read 3,201-3,203 Reviews out of 3,203By 2019, they were ranked on Inc. 5000 for the 13th time and won #2 Best Workplace in NY Financial Services and Insurance by Fortune Magazine. The owners of Bankers Healthcare Group were named Ernst and Young Entrepreneurs of the Year in 2012. Once they partnered with Pinnacle Bank, they were able to offer credit cards to …Overview Reviews About. BHG Money Reviews 3,140 • Excellent. 4.7Do you agree with BHG Money's 4-star rating? Check out what 1,850 people have written so far, and share your own experience. | Read 21-40 Reviews out of 1,812. Do you agree with BHG Money's TrustScore? Voice your opinion today and hear what 1,850 customers have already said. ... BHG Money Reviews 1,850 ... Would highly recommend! Do you agree with BHG Money's 4-star rating? Check out what 3,290 people have written so far, and share your own experience. | Read 2,001-2,020 Reviews out of 3,233. At BHG Money, we offer business loans up to $250,000 1, and we do not perform a hard inquiry on your credit, so you experience no credit score impact when you apply for a business loan. Call our team at 866.280.5476 to learn more or try our online Payment Estimator . Do you agree with BHG Money's 4-star rating? Check out what 2,608 people have written so far, and share your own experience. | Read 41-60 Reviews out of 2,552 When it comes to buying a car, it’s important to make an informed decision. After all, you’re investing a lot of money in something that you’ll be using for years to come. One of t...Do you agree with BHG Money's 4-star rating? Check out what 3,198 people have written so far, and share your own experience. | Read 3,041-3,060 Reviews out of 3,141. Do you agree with BHG Money's TrustScore? Voice your opinion today and hear what 3,198 customers have already said. ... BHG Money Reviews 3,198 ...Do you agree with BHG Money's 4-star rating? Check out what 2,352 people have written so far, and share your own experience. | Read 821-840 Reviews out of 2,307. Do you agree with BHG Money's TrustScore? Voice your opinion today and hear what 2,352 customers have already said. ... BHG Money Reviews 2,352 ...Do you agree with BHG Money's 4-star rating? Check out what 2,824 people have written so far, and share your own experience. | Read 1,041-1,060 Reviews out of 2,776. Do you agree with BHG Money's TrustScore? Voice your opinion today and hear what 2,824 customers have already said. ... BHG Money Reviews 2,824 ...Do you agree with BHG Money's 4-star rating? Check out what 2,103 people have written so far, and share your own experience. | Read 1,641-1,660 Reviews out of 2,061. Do you agree with BHG Money's TrustScore? Voice your opinion today and hear what 2,103 customers have already said. ... BHG Money Reviews 2,103 ...LightStream offers a smaller loan range than BHG — $5,000 to $100,000. It also has a lower starting APR than BHG, but a higher maximum APR. As of this writing, BHG’s APR rates are 11.96% to 24 ... Do you agree with BHG Money's 4-star rating? Check out what 3,272 people have written so far, and share your own experience. | Read 121-140 Reviews out of 3,215 When it comes to buying a car, it’s important to make an informed decision. After all, you’re investing a lot of money in something that you’ll be using for years to come. One of t...Best Wicker Seating: Devoko Wicker Patio Conversation Set at Amazon ($90) Jump to Review. Best Wood Set: Christopher Knight Home Carolina Outdoor Sofa Set at Amazon ($424) Jump to Review. Best Bench: Grandin Road Amalfi Bench at Grandinroad.com (See Price) Jump to Review.Do you agree with BHG Money's 4-star rating? Check out what 3,272 people have written so far, and share your own experience. | Read 2,821-2,840 Reviews out of 3,215Want to make a difference in the office and in your community? Explore career opportunities here at Bankers Healthcare Group!BHG Financial is a parent company with several brands under their umbrella, including BHG Money and several other financial offerings. Let's take a quick look ...BHG Financial Reviews · 3.4 Career Growth · 3.7 Work - Life Balance · 3.3 Compensation / Benefits · 3.6 Company Culture · 3.2 Management.2BHG Money business loans typically range from $20,000 to $250,000; however, well-qualified borrowers may be eligible for business loans up to $500,000. 3This is not a guaranteed offer of credit and is subject to credit approval. For California Residents: BHG Money loans made or arranged pursuant to a California …Do you agree with BHG Money's 4-star rating? Check out what 3,016 people have written so far, and share your own experience. | Read 2,481-2,500 Reviews out of 2,964. Do you agree with BHG Money's TrustScore? Voice your opinion today and hear what 3,016 customers have already said. ... BHG Money Reviews 3,016 ...Industry-leading Healthcare Professional loan features. We provide a best-in-class lending experience that will meet your needs — and exceed your expectations. Extended repayment terms - up to 12 years 1. Large loan amounts - up to $500,000. Affordably low monthly payments. May be approved in as little as 24 hours 3. …14 Sept 2021 ... review or loss reserve ... reviews of BHG conducted by Pinnacle Bank's regulators; (x) BHG's ... Cash and Cash Equivalents. 279,562. 226,022.Do you agree with BHG Money's 4-star rating? Check out what 1,868 people have written so far, and share your own experience. | Read 1,001-1,020 Reviews out of 1,829. Do you agree with BHG Money's TrustScore? Voice your opinion today and hear what 1,868 customers have already said. ... BHG Money Reviews 1,868 ...Good Reviews. Bankers Healthcare Group or BHG Money received a 4.3 out of 5 stars on TrustPilot. Most of the positive reviews rave about the lender’s helpful customer service representatives as well as the easy process and quick approvals. Bankers Healthcare Group has an A+ rating on the Better Business Bureau (BBB).Annual percentage rates (APRs) for BHG Money personal loans range from 13.39% to 24.91%, with terms from 3 to 10 years. Personal Loan Repayment Example: A $59,755 personal loan with a 7-year term and an APR of 17.2% would require 84 monthly payments of $1,229. For California Residents: BHG Money …Do you agree with BHG Money's 4-star rating? Check out what 2,437 people have written so far, and share your own experience. | Read 61-80 Reviews out of 2,391. Do you agree with BHG Money's TrustScore? Voice your opinion today and hear what 2,437 customers have already said. ... BHG Money Reviews 2,437 ...When it comes to buying a car, it’s important to make an informed decision. After all, you’re investing a lot of money in something that you’ll be using for years to come. One of t...Question. Long story short: Went in looking for a loan, got approved for $150,000 but only really need $50,000 so that’s what I’m going for. After negotiating a bit (just me not answering the phone because I’m busy) I got new options with better terms. Here’s the breakdown: $50,000.00 Net Loan Proceeds. $1,022.21 Monthly Payment.When it comes to buying a new washer, you want to make sure you’re getting the best product for your money. The Whirlpool Cabrio Washer is one of the most popular models on the mar...With BHG Money’s business loans, you can access financing ranging from $20,000 to $500,000 with repayment terms extending up to 12 years. Now, they don’t publicly share their interest rates, but I did some digging to get an idea what they might be. Based on one Reddit discussion, it seems BHG offers loans with varying interest rates.Formerly Bankers Healthcare Group, BHG Money is a direct lender that specializes in financing professional practices, such as healthcare providers, law firms, CPAS and more. It advertises fast approvals and funding as soon as three days. Its unsecured business loans are between $20,000 and $500,000 with rates starting at 8.49%.Review your file. We’ll review your ... ² BHG Money business loans typically range from $20,000 to $250,000; however, well-qualified borrowers may be eligible for business loans up to $500,000. Testimonial(s) based on unique customer experience. Individual customer experiences may vary.Do you agree with BHG Money's 4-star rating? Check out what 3,294 people have written so far, and share your own experience. | Read 341-360 Reviews out of 3,237. Do you agree with BHG Money's TrustScore? Voice your opinion today and hear what 3,294 customers have already said. ... BHG Money Reviews 3,294 ... BHG Financial review: Personal loan scam 5. BHG Financial review: Personal loan scam. While they may appear legit on paper, this is a predatory lending company that takes advantage of naive physicians with little financial sense. I got a loan of $30, 000 with 16% APR from BHG at the end of my fellowship year. Mar 28, 2023 · Formerly Bankers Healthcare Group, BHG Money is a direct lender that specializes in financing professional practices, such as healthcare providers, law firms, CPAS and more. It advertises fast approvals and funding as soon as three days. Its unsecured business loans are between $20,000 and $500,000 with rates starting at 8.49%. 27 Dec 2023 ... BHG Money Emails: ... Is this your business? Claim your business to immediately update business information, respond to reviews, and more. Claim ... The BHG review process has many “transparent to customer” handoffs and steps between departments that had me resubmitting documents 2 & 3 times, which was confusing & frustrating. I talked with no less than 7 people in different departments - after the 3rd dept, after I was given notice of approval and e-signed my docs, I still had 3 other ... Do you agree with BHG Money's 4-star rating? Check out what 3,284 people have written so far, and share your own experience. | Read 3,221-3,227 Reviews out of 3,227BHG Financial is the original disruptor in business working capital and unsecured consumer loans. We exist to create the most innovative financial solutions for business professionals, consumers, and financial institutions nationwide. ... BHG Money. Fast, hassle-free business, personal, startup, and SBA 7(a) loans, and … Do you agree with BHG Money's 4-star rating? Check out what 3,272 people have written so far, and share your own experience. | Read 121-140 Reviews out of 3,215
Review your file. We’ll review your qualifications and check your credit, but don’t worry—applying won’t affect your credit score. 3. 3. Receive your funds ... ² BHG Money business loans typically range from $20,000 to $250,000; however, well-qualified borrowers may be eligible for business loans up to $500,000.. Pasadena burke williams spa
Check out what 3,272 people have written so far, and share your own experience. | Read 121-140 Reviews out of 3,215. Do you agree with BHG Money's TrustScore? Voice your opinion today and hear what 3,272 customers have already said. Categories Blog Log in For businesses. For businesses. APRs starting at 7.99%. These are typical starting rates for personal loans. Large loan amounts. You can apply for loan amounts of up to $250,000 with BHG Personal Loans . Origination fee of 3%. This is on the low end for lenders that charge an origination fee. However, plenty of lenders don't charge an origination fee. 4 Aug 2023 ... ... bhg money business credit card,bhg loans legit,bhg credit card. How to Get The BHG Business Credit Card |$24,000 BHG APPROVAL! 1K views · 7 ...11.96% - 23.99% Min. credit score. 700. Our verdict. Offers personal loans up to $200,000, but customer reviews are mixed. BHG Money is a direct lender, offering loans up to … Do you agree with BHG Money's 4-star rating? Check out what 2,381 people have written so far, and share your own experience. | Read 481-500 Reviews out of 2,335 Do you agree with BHG Money's 4-star rating? Check out what 3,282 people have written so far, and share your own experience. | Read 181-200 Reviews out of 3,220. Do you agree with BHG Money's TrustScore? Voice your opinion today and hear what 3,282 customers have already said. ... BHG Money Reviews 3,282 ...Do you agree with BHG Money's 4-star rating? Check out what 1,879 people have written so far, and share your own experience. | Read 501-520 Reviews out of 1,840. Do you agree with BHG Money's TrustScore? Voice your opinion today and hear what 1,879 customers have already said. ... BHG Money Reviews 1,879 ...BHG Financial is a parent company with several brands under their umbrella, including BHG Money and several other financial offerings. Let's take a quick look ...Do you agree with BHG Money's 4-star rating? Check out what 3,156 people have written so far, and share your own experience. | Read 2,321-2,340 Reviews out of 3,098. Do you agree with BHG Money's TrustScore? Voice your opinion today and hear what 3,156 customers have already said. ... BHG Money Reviews 3,156 ...Check out what 3,299 people have written so far, and share your own experience. | Read 81-100 Reviews out of 3,242 Do you agree with BHG Money's TrustScore? Voice your …When it comes to purchasing furniture for your home, making an informed decision is crucial. With so many options available in the market, it’s essential to consider various factor... BHG is an awesome company. BHG is an awesome company. The professionalism is phenomenal. Date of experience: November 07, 2023. Reply from BHG Money. Nov 7, 2023. We can't thank you enough for choosing us for your financial needs and for recommending us as well. It’s customers like yourself who make BHG! Headway tires received 2 stars out of 5, as reviewed by the website simpletire.com. The Headway HH201 was found to provide good traction and low road noise, but tread life was shor...Great Customer Service & Flexibility. Great customer service, response time and overall good satisfaction. Interest rate is a little too high and pre-payment penalty isn't ideal. Only reason five stars is not given. Date of experience: …Check out what 3,240 people have written so far, and share your own experience. | Read 521-540 Reviews out of 3,183. Do you agree with BHG Money's TrustScore? Voice your opinion today and hear what 3,240 customers have already said. Categories Blog Log in For businesses. For businesses.Check out what 3,294 people have written so far, and share your own experience. | Read 341-360 Reviews out of 3,237. Do you agree with BHG Money's TrustScore? Voice your opinion today and hear what 3,294 customers have already said. Categories Blog Log in For businesses. For businesses.Would highly recommend! Do you agree with BHG Money's 4-star rating? Check out what 3,290 people have written so far, and share your own experience. | Read 2,001-2,020 Reviews out of 3,233.See if a BHG Money personal loan could be right for you by reading ratings and reviews from customers and our editors. Credit Cards Shop Credit Cards Balance Transfer Cards Reward Cards Travel Cards Cash Back Cards 0% APR Cards Business Cards Cards for Bad Credit Cards for Fair Credit Secured Cards Credit … Do you agree with BHG Money's 4-star rating? Check out what 3,294 people have written so far, and share your own experience. | Read 341-360 Reviews out of 3,237 .
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