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If you want to get your money the same day, there’s also an express fee ranging from $3.99 – $9.99. Cleo doesn’t charge interest or late fees, and seems to be one ...If you are receiving a federal refund of $500 or more, you could be eligible for a Refund Advance, a loan provided by First Century Bank, N.A., Member FDIC, not affiliated with MVB Bank, Inc., Member FDIC. Refund Advance is a loan based upon your anticipated refund and is not the refund itself. 0% APR and $0 loan fees.Albert is another loan app that provides the option of getting a cash advance instantly for a small fee, or free if you wait two to three days. The borrowing limit is $250. It also offers other ...Dec 26, 2023 · You must meet the lender’s minimum income requirements. You can get a $100 payday loan without a credit check, which is why some borrowers prefer them to bank loans. 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