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Dates: March 18th to July 2nd, 2024 (16-weeks of programming). Format: Participate in weekly virtual workshops, with localized gatherings and events when possible. These workshops are held on Monday, Wednesday, and Thursdays from 8:30am to 10:30am MT, requiring a 6-8 hours per week time commitment. Here are five things you need to know before applying for a mortgage: 1. Understand the cost of homeownership. The price of your home is definitely important, but you also need to consider your down payment — ideally 20% of the home’s sale price to avoid additional monthly fees.Learn about BMO. Find out more about our purpose and impact. BMO SmartProgress. Strengthen your financial literacy skills. Navigation skipped. Get flexible financing for school with a student line of credit so you can focus on your studies, not your bills. Apply once and be covered for up to four years.Give us a call, 24 hours a day, 7 days a week. 1-877-262-5907. Legal. 1Subject to BMO’s credit-granting criteria. 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